*   Valuable man-hours for recruiting qualified personnel during peak periods.

*   Extensive paperwork and time involvedwith handling unemploymennt claims.

*   Worry and potential legal fees involving disputed dismissal claims.

*   Vacation, holiday and sick pay.

Mortgage & Financial carries commercial liability insurance covering errors and omissions, general blanket as well as worker's compensation coverage.

M & F has played a vital role in providing temporary/contract personnel and project teams to thrifts, mortgage companies, commercial banks, credit unions, and insurance companies who find themselves understaffed during peak seasons.